Why choose Superior as your Contractor?

Insurance providers trust Superior

Insurance providers trust Superior. We work with both homeowners and insurers. Everyone knows that residential storm-chasing contractors have a bad reputation for a good reason. Storm Chasers know how to game the insurance system. They also know how to pray on homeowners promising big payouts. Superior has a team of experts that understand how to hold the insurers accountable for paying the real cost of the claim without price gouging or using shady tactics. 

What makes Superior different?

Superior gets paid a percentage of the project for all the work by your Insurance provider. Our goal is to create the best experience possible during this difficult time. We will confirm that your claim has been handled correctly from the start.

What Superior cannot do!

Superior is a licensed General Contractor that understands project management, building codes, and the proper execution of work to subcontractors. Superior is not a public insurance adjuster. Superior and/or any contractor is not allowed interpret policy provisions or advise you regarding coverages or duties of your insurer under your policy. A contractor may not induce or encourage you to make an insurance claim. A contractor cannot offer you a rebate, gift, gift card, cash, coupon, or waiver of any insurance deductible. If anyone from Superior has made any claims or representations regarding the above, please contact our office at 732-222-2222 and report them. Superior assumes you have obvious damage from hurricane Ian and are looking for a general contractor to manage the process of getting your property repaired. If you need guidance regarding your policy, Superior can recommend one of the following:

1. Public insurance adjuster is a licensed and bonded insurance professional who assists policyholders with the complicated insurance claim process when they suffer an insured loss. They are also known as a “PA”. They do charge a fee for their service that is typically not covered by your insurer.

2. Insurance Claim Lawyer – Hiring a lawyer becomes essential in cases where there is a huge claim amount, when the fault is difficult to establish or when there is a huge difference in the amount you want and your insurer’s quotes. They do charge a fee for their service that is typically not covered by your insurer.

What we expect from you!

If your building meets the needed requirements for Superior to help manage the restoration of your property, we will offer you our service with a service agreement. That agreement authorizes Superior to provide “Contractor Services" in the form of property inspections, photos, estimates, satellite imagery, and other research related to the property. Superior will meet third party (insurance carrier, warranty, mortgage, or other) and provide necessary findings regarding deficiencies to property, structures, and building materials, as related to weather, workmanship, or warranties. Superior will work with your preferred
specialty contractors our utilize our preferred subcontractors to collect qualified scopes of work need to complete a full restoration of your property.

Upon the work being approved and funded by the third party, the Property Owner and Superior shall enter into a formal building contract to begin repairs for the approved price as paid by the third party, and within 30 days of payment being issued to Property Owner.

*Please note that our agreement does not assign your benefits to Superior. This is known as an AOB

“Assignment of Benefits”. You are in full control of what subcontractors you want to use and what work you want completed.

Superior will provide you with a copy of our state contractors license, a copy of our local license to work in your city, a certificate of insurance listing you as additionally insured, and a copy of any specialty licenses needed to complete the work before asking you to sign our contract.

How long will it take to restore my property?

It can take between 6 months and 2 years before your work is completed!

Material Shortages

If you have a large, complicated project, you are looking at a minimum of six months to get materials. Before the storm, commercial and tile customers had a 4 to 6 month wait. Tile, TPO, ISO and many other commercial materials have been on back order for moths. This storm will only add to that delay.

Insurance Adjuster delays

Most insurance companies do not have the manpower to properly inspect everyone’s property quickly. The first person to inspect your damage may not have been qualified to properly inspect the damage. If you have a large commercial building or a large home with tile, your building may require a number of inspections before the insurer agrees on what damage they will cover.

How do you keep your roof watertight until your new roof can be installed?

Blue tarps are a quick short-term fix. Tarps do not last more that six to eight weeks. Blue tarps are not a good long term solution for commercial or tile roofs.

White TPO or Shrink wraps system last over a year and can be repaired without have to replace all the material. It will cost more upfront but will same you money in the end.